There's a better way to fund your business

Accessing small business funding shouldn't be complicated or time-consuming, so Kabbage developed a simple way to get up to $250,0002 in minutes.2

up to a $250k2 line of credit1

qualify in 10 minutes2

choose 6 or 12 month terms3

How a Kabbage line of credit works:


1

Apply anywhere in minutes

Enter basic business information and link your revenue data online or through our mobile app.


2

Get a decision right away

We'll review your business performance to let you know how much working capital you can access.


3

Start using your funds today

Take the amount you need now and come back whenever you need more capital to grow your business.

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Qualifying Rates & Terms

Small business loans that fit your business

Small business loans that fit your business

For illustrative purposes only

Flexible Funds

You decide when to use your funds and how much to take. As long as you have available funds, you can withdraw every time you need capital, up to once per day.

Transparent Terms

Kabbage small business loans have simple, monthly payments with no origination fees or prepayment penalties. You can review your payment schedule before taking a loan so there won't be any surprises.

Simple Process

Securely link your business information online to get an automatic financial review. This lets us evaluate your business right away without requiring you to track down financial statements.

Convenient Access

Withdraw from your line by logging into your computer, using our mobile app or swiping your Kabbage Card. You'll have the security of a line of credit you can use whenever you need it, wherever you are.

Trusted by Thousands

Kabbage customers have securely connected more than 1 million data sources. We’re A+ rated by the Better Business Bureau and are TRUSTe certified for our commitment to customer privacy.

Personal Service

From applying to managing your account and making the most of your capital, our in-house team of experts is here to help when you need it.

real kabbage stories

Southern Lights Electric

Adam Gatchel / Nashville, TN

Southern Lights Electric was like a lot of small businesses: they were growing but needed extra funds to capitalize on their opportunities. Now they use Kabbage to finance materials and take on more clients as their business expands.

More Kabbage Stories
Southern Lights Adam Gatchel / Nashville, TN

Get started now.
Have working capital today.

Minimum requirements

To qualify for a small business loan, your business needs to be at least a year old. You should have revenues of $50,000 annually or $4,200 per month over the last three months. 4

Get the Kabbage app

Apply, use your funds and manage your account right from your phone with the Kabbage app. It's the best funding you can get with two thumbs.

We’ve provided over $5 Billion in funding to more
than 130,000 businesses.